March 6 

8 AM
Room 106 AB
TN Affordable Housing Coalition Board Meeting – followed by regular membership meeting.


8:30 to 11:45 AM
Room 106 C
NeighborWorks – Senior Services for Tennessee Housing Counselors

Looking for ways to serve the older members of your community? This course will provide an overview of financial, social service, health, and housing programs commonly accessed by older adults. Participants will be able to use this knowledge to provide more in-depth assessments of their older counseling clients and to help clients to understand their financial options to Age in Place. Programs to be covered include: • Social Security • Supplemental Security Income (SSI) • Social Security Disability Income • Medicare, including Medicare Prescription Drug program (Part D) and Medigap or supplemental insurance • Medicaid • VA benefits for veterans and their spouses • Senior housing and long-term care options from apartments to nursing homes • Home care and hospice services

Continuing education credits available for this course. 

Panelists:  Brenda Grauer – NeighborWorks

March 6 – 2019 TN Housing Conference

Noon to 1:45 PM
Davidson Ballroom
Official Opening Luncheon 
Speaker: Dave Dworkin, President and CEO – National Housing Conference
Presentation: The National Housing Conference


1:45 to 2 PM
Exhibition Hall 104 A-D
Coffee Break


2 to 3:30 PM Sessions

Dispelling the Myths-Creating Solutions: Manufactured Housing
Room 105 AB

There are many challenges that manufactured housing faces as it vies for a top spot in the affordable housing market. These misperceptions can come from all directions – lenders, homebuyers, and even communities-at-large. Bringing together a group of industry leaders, experienced with the nuances and challenges of affordable housing in Tennessee, this panel explores the stereotypes and misconceptions surrounding manufactured housing and provides tools and information to help dispel those myths in your industry. From why manufactured housing is a  quality, viable affordable housing solution in Tennessee, to the best financing tools available for this product, this panel arm you for future opportunities in the growing popularity of manufactured housing as an affordable housing option in our state.

Panelists:   Patrick Curry, Project Manager– Next Step; Dennis Smith, Affordable Lending Manager – Freddie Mac; Ryan Wilson – Clayton Homes; Moderator – Rhonda Ronnow, THDA

Presentations: Dispelling the Myths About Manufactured Housing, Next Step’s SmartMH Program, Clayton Homes Prefabulous


The Ties that Bind: Approaches to Senior Aging in Place and Multigenerational Living
Room 106 AB

According to the US Census Bureau, the number of people 100 years or older in the United States has risen significantly in the last eight years. As of July 1, 2010, it was 54,413. By 2015, it had risen to 76,941. Then, in 2017, it hit 86,248. The median age of the US population also increased to 38 years old in 2017, an all-time high. People are living longer and the post WWII baby boom is impacting housing resources in Tennessee and across the US. The Ties that Bind panel will discuss ways to positively impact senior populations and their families with affordable ways to keep them in their current home with diverse (HECM) mortgage options or repair programs and how seniors can integrate into newly constructed homes with younger family members and still maintain independence.

Panelists:   Alicia Cone, Director of Grant Program – State of TN Council on Developmental Disabilities; Daryl Hill, Director of Counseling – Woodbine Community Organization; Cynthia J. Natsch, Founder/Owner – A Better Nest; Todd Reynolds, Sales Manager – Goodall Homes; Moderator – Jayna Johnson, THDA

Presentations: The Ties that Bind: Approaches to Senior Aging in Place and Multigenerational Living, FHA-HECM Reverse Mortgage, Why Visitability at Goodall Homes?, Aging in Place


Opening the Door: Creating and maintaining affordable housing for Tennessee
Room 104 E

45 years ago, THDA was created to promote the production of more affordable new housing units for very low, low and moderate income individuals and families in the Tennessee and to promote the preservation and rehabilitation of existing housing units for those same people. Keys to those efforts are found behind the doors of THDA’s own community and special programs. Join this panel of THDA Directors for an overview of the programs THDA offers that can help to weatherize homes, remove blighted properties, repair homes, build ramps and make modifications to homes for persons with disabilities among many others.

Panelists:  Don Watt, Director – THDA Community Programs; Cynthia Peraza, Director – THDA Single Family Special Programs

Presentation: Opening the Door: Creating & Maintaining Affordable Housing for Tennessee

Video: THDA Making a Difference in Kingsport


3 to 3:45 PM
Exhibition Hall 104 A-D
Coffee Break


3:45 to 5:15 PM

Women in the Development Industry
Room 105 AB

As the development industry continues to diversify, THDA is pleased to host its first all-women panel of prominent leaders in the housing development space. We invite men and women to join our discussion on how to manage smart risk-taking and increase resilience, how to find alternative solutions to longstanding problems, and other advice that housing professionals often seek from leaders in the development industry. This session will also highlight the leadership journey of each of these accomplished business leaders and their keen perspectives on the future of affordable housing development.

Panelists:  Kim Grant Brown, Owner – Grant & Company; Emily Baron Bernstein, Vice President – McCormack, Baron & Salazar; Linda Mandolini, President – Eden Housing; Moderator – Shanna Hughey, Think Tennessee


Serving those who Served: Combating Veterans’ Homelessness
Room 106 AB

The National Alliance to End Homelessness estimated over 530,000 people experienced homelessness in the US in 2017 – a national increase of .7% from 2016. Of those, over 40,000 are veterans of the US military. Although Alliance data for 2017 notes a decrease in the homeless veteran population in Tennessee between 2016 and 2017, assisting our veteran community to find reliable and affordable housing still remains a challenge. This panel will examine veteran homelessness in Tennessee and the services and programs available to help veterans in need of assistance to find shelter and  transition to a permanent and affordable housing solution.

Panelists:  Melanie Cordell, CEO – Tennessee Valley Coalition to End Homelessness; John Krenson, Executive Director – Operation Stand Down; Chris Stout – Co-Founder and CEO of Veterans Community Project; Jaha Martin – Tennessee Valley Healthcare System 

Presentations: Built for Zero: Ending Veteran Homelessness, Veterans Community Project, Healthcare for Homeless Veterans


When Differences Unite: A discussion on diversity, inclusion and housing in Tennessee
Room 104 E

In 1968, the Fair Housing Act was signed in to law. The Act originally prohibited discrimination in the sale, rental and financing of housing based on color, race, national origin and religion. Later, the Act was amended to prohibit discrimination based on sex, disability and familial status. Fifty years later, people can still contend with discrimination and exclusion when trying to find a safe, sound, affordable home. Join this panel for a discussions of the obstacles some people of Tennessee face each day trying to find a safe sound affordable home and the ways we can help combat discriminatory biases in the affordable housing industry and our state.

Panelists:  Kathy Trawick, Attorney at Law/Executive Director – Tennessee Fair Housing Council; Miguel Vega, Chief Diversity Officer and SVP Business Development – First Community Mortgage; Brandi Pearl Thompson – Keller Williams Realty; Wes Beibers, President – The Commonwealth Group; Moderator – Debbie Reeves, THDA


5:30 to 6:45 PM

Exhibition Hall 104 A-E

Evening reception 

Come network with your fellow housing professionals and visit our exhibitors in the exhibit hall! Drinks and hors d’oeuvres will be available.


March 7

7:30 AM
Davidson Ballroom
Breakfast buffet opens in Davidson Ballroom lobby.


8 to 10 AM
Davidson Ballroom

State of THDA Presentation

State of Housing Panel

Panelists: Anne McCullough, Buzz Roberts, Stockton Williams, moderated by Ralph Perrey


10 to 10:15 AM
Hallway outside meeting rooms 104 – 106
Coffee Break


10:30 to Noon 

HUD Certification Bootcamp
Room 106 C

Are you considering taking the HUD Certification Exam for Housing Counselors?  Would you like to get some insight on how to prepare and what to expect?
Join us for an interactive panel discussion, consisting of 4 Housing Counselors who have taken and passed the exam.  Hear theirs experiences with navigating through the HUD Study Guide & Practice Tests, suggestions on how to prepare for the exam, and an overview & helpful tips on the topics covered on the exam.  This session will include real life examples and tools to help prepare you for successful results.

Panelists:   Taylor Hays – HomeSource East Tennessee; Josh McKinney – THDA; Kendra Love – THDA; Russell Catron – THDA, Robin Penick – HUD, Jayna Johnson – THDA

Presentation: Office Of Housing Counseling and Certification Rule, Counselor Handout


10:15 to 11:45 AM

Turning 30: Preservation LIHTC properties at the conclusion of the extended use period
Room 105 AB

In 1986, the Tax Reform Act created the Low Income Housing Tax Credit program positively impacting affordable housing opportunities across the United States. Tennessee capitalizes on this program by helping finance private development (or preservation) of affordable rental housing by awarding federal tax credits to offset constructions costs. Over the past 5 years over 15,000 units of affordable housing have been created under the this program for Tennesseans. But what happens with these affordable properties at the 30 year mark, when the extended use period ends and owners have the option of switching to market rate rents?  How can we keep affordable housing created with the LIHTC program affordable after 30 years? This panel of experts will take a comprehensive view of this topic and discuss the challenges and possibilities surrounding this challenge to the preservation of affordable housing in the US and especially in Tennessee.

Panelists: Andrew Aurand, VP of Research – National Low Income Housing Coalition; Thom Amdur, Executive Directors and Executive VP – National Housing & Rehabilitation Association


Growing Growing Gone: The Challenges of Affordable Housing in High Cost Areas
Room 106 AB

In 2017, Nashville claimed 100 new residents each day according to the Tennessean. For 2018, the Greater Nashville metropolitan area ranked number 7 on Forbes’ list of Fastest Growing Cities in 2018 following Dallas, Las Vegas and Seattle. For their ranking, Forbes looked at growth of population, employment, wages and economic output. Forbes also used home price growth as a proxy for wealth. But how does that area desirability and wealth impact the need for housing and more specifically the need for affordable housing for very low, low and moderate income people and families? This panel of subject matter experts will explore the  critical intersection of new construction and the preservation of affordable housing in high cost area in our state while looking at what has worked at other places across the country.

Panelists: Linda Mandolini, President – Eden Housing; Eddie Latimer, CEO – Affordable Housing Resources; Alvin Nance, CEO – LHP Development; Stephen Murray, CEO – Community Housing Partnership of Williamson County

Presentation: Growing Growing Gone: The Challenges of Affordable Housing in High Cost Areas


Creating a New Kind of Home Space
Room 104 AB

There is a mismatch between current housing stock, shifting demographics, and an increasing demand for walkability and place-making. This session focuses on how to foster a paradigm shift through missing middle housing. This model provides diverse housing options along a spectrum of affordability, including duplexes, fourplexes, and bungalow courts, to support walkable communities, locally-serving retail, and public transportation options. These high-quality, marketable options could be Tennessee’s solution between the scales of single-family homes and mid-rise flats for walkable urban living.

Panelists: Eric Myers, Executive Director – Chattanooga Design Studio; Martina Guilfoil, President and CEO – Neighborhood Enterprise; Emily Mitchell, Director of Regional Economic Information Network – Federal Reserve Bank of Atlanta; TK Davis, Professor, School of Architecture – University of TN, Knoxville; Gary Gaston, CEO – Nashville Civic Design Center

Presentations: Creating a New Kind of Home Space, Chattanooga Design Studio, Missing Middle, Missing Middle Housing


Noon to 1:45 PM
Davidson Ballroom

Closing Luncheon, including Tennessee’s Best and STAR awards

Awards Presentation

Closing Speaker:  Nat Kendall Taylor

Report: Housing Messages that Backfire and What We Can Do About It