Registration is Open

Governor’s Housing Conference to Tackle Tough Questions

July 9, 2015 – Conversations ranging from Congressional action to community planning will share the stage at the 2015 Governor’s Housing Conference in October.

Presentations on design choices, the changing needs of aging Baby Boomers, and enticing debt shy Millennials into homeownership will draw housing industry experts from far and wide, all focused on providing housing of choice to various populations. The conference is set for October
7 and 8 in Nashville at the Music City Center. Registration is open at

Ed Pinto, American Enterprise Institute, starts the discussion at the opening lunch with a presentation on the national housing market and the Wealth Builder Home Loan (WBHL).
Tennessee Housing Development Agency coordinates the Governor’s Housing Conference each year, providing a learning and networking opportunity for professionals in residential development, construction, lending, and sales, as well as government and nonprofit groups.

“The availability and affordability of housing is more than a quality of life for individual families, but also a key element in the health and financial stability of a community,” said Ralph M. Perrey, THDA executive director. “Economic development, job creation, school success, all these elements work together when the right housing is in place.”

Pinto, a frequent commentator on the national housing finance system, is codirector of AEI’s International Center on Housing Risk in Washington, D.C. As currently featured on, Pinto’s study of the much-touted January 2015 reduction in the Federal Housing Authority’s annual mortgage insurance premium shows that the cut did not bring additional persons of lower wealth into the housing market, but instead stimulated existing buyers to purchase a higher-priced home.

Pinto co-designed the WBHL to encourage homeownership with less credit risk, creating wealth through rapid equity growth from a 15- or 20-year amortization.

The conference’s educational sessions and exhibits combine to provide many opportunities to learn from experts. Topics include the connection between housing and economic development, alternative designs, what can be learned from the U.S. Census, and updates on THDA programs.

Companies interested in exhibit or sponsorship opportunities are asked to send an email to